Get your approval
Your own personal advisor will guide you through the whole process, terms of your finance and your credit limit.
Choose your vehicle
You can buy the vehicle of your choice. All we need is the details about your chosen vehicle.
Zuto sorts the paperwork between the lender and the seller, so you can simply drive away.
Fast online decisions
Competitive finance rates
Buy the vehicle of your choice
Credit to suit a wide range of circumstances
Select Apply online and you'll be taken to Zuto's application form, which will ask for a few details including address and employment details. Your application will then be processed by their team and you'll receive a quick decision.
No. If you apply for finance first you know what your budget is when you start looking for a vehicle. If you have found a vehicle then just let your Zuto advisor know.
Your repayments will depend on many factors, such as the cost of the vehicle and your credit rating.
Zuto are happy to consider applications from people who are self-employed or who have bad or poor credit. They have many lenders who regularly provide finance to people in these situations.
Zuto will process your application quickly, and if you apply during business hours they aim to give you a decision within a few hours.
Most of the time customers do not need a deposit. Some of the lenders Zuto work with do ask for a small deposit, but your advisor will let you know if this is the case.
Zuto Limited. Registered in England. Registered number 05722976. Registered Office: Winterton House, Winterton Way, Macclesfield, Cheshire SK11 0LP. Zuto Limited is acting as a credit broker and not a lender, authorised and regulated by the Financial Conduct Authority, registration number 452589. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required. Zuto can introduce you to a limited number of finance providers, based on your credit rating, and we may receive a commission for such introductions.
Auto Trader Limited is a credit broker not a lender, and is authorised and regulated by the Financial Conduct Authority in relation to consumer credit and insurance mediation activities. Our FCA firm number is 735711.
*Please note that all figures given on the calculator are estimates. Your actual finance repayments will be based on your individual circumstances and we can't guarantee being able to obtain finance at the quoted rates. We will always try to obtain the best deal for you based on your personal circumstances.