Truck Insurance

Our Truck Insurance policies are 'multi section' - meaning they are made up of various sections of cover. This enables you to choose exactly which sections you require. We offer a wide variety of insurance covers, all designed to meet the needs of a commercial vehicle operator. These include motor fleet insurance, commercial motor, goods in transit, Employers and Public liability insurance, engineering insurance, personal accident and sickness insurance and many more.

It's completely up to you. It depends on the nature of your business and your attitude to risk. Some sections of cover, such as motor insurance and Employers liability insurance are mandatory by law. Others are optional, such as personal accident and goods in transit. If you are unsure which products are right for you, our staff specialise in commercial vehicle insurances, so please don't hesitate to contact us.

Yes, with Truckquote.co.uk you can. We even have a number of clients running vehicles up to 200T GVW! We pride ourselves on our ability to insure a wide array of trucks, lorries and HGVs and are one of the few companies in the UK who specialise in the heavy haulage market.

Put simply, it depends. We need to take into consideration the type of work you are undertaking and the locations at which you are working. But we are pretty confident we can find you some level of cover. Our staff have been provided with specialist training on this complex area of insurance and will be able to provide you with good advice over the telephone.

Yes, you do. Employers liability cover was made mandatory in the UK by the Employer's Liability Compulsory Insurance Act 1969. The legislation requires all employers to purchase Employers Liability insurance - even if you only use an employee occasionally on a temporary basis. Employers liability insurance is available under the 'combined liability' section of our policies.

Yes, it is. At Truckquote.co.uk, we know starting up any new business can be expensive. And insurance cover can be a big part of the set up costs, particularly for a new haulage company. That's why we provide a number of discounts for new venture companies, including a maximum no claims discount available for companies using drivers with a history of claim-free driving. Even if this isn't the case we can still offer up to two years' introductory discount.

The forward facing accident camera is a recording camera designed to store the footage of road accidents and other impacts and events. We are offering this device to our policyholders because we believe it will help customers defend themselves against any claims that are not their fault. Too many insurance claims are unfairly settled against the truck driver because of a lack of evidence demonstrating that the professional driver was driving correctly. The camera will also help defend our customers against staged accidents, where unscrupulous fraudsters deliberately cause an accident (often involving a lorry) in order to claim under the insurance policy.

New legislation requires truck drivers to complete their Certificate of Professional Competence (CPC) by 2014. To qualify, drivers must complete five units of training of at least seven hours per unit. Although drivers do have the option of leaving the five days of training until just before the deadline, we are keen to do everything we can to help truck drivers complete this requirement. We also know from years of experience that a practical driver training course with a HGV specialist driver trainer can have a significant impact on the number of insurance claims made by policy holders - something which helps reduce everybody's premiums in the long term. For this reason we are paying for all of our customers with between one and five trucks of 7.5T or over to take one free unit of Driver CPC training every three years. Additional practical or classroom courses can also be purchased via our sales team at any point during the year.

If you still can't find the answer to your truck insurance questions on this site or are simply unsure of something, feel free to call us on 0844 892 1531. Please note, calls with our friendly, helpful staff may be recorded for training purposes.

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Weekdays 8.30 am - 6.00pm